What stops us from learning about money? The most common phrases I hear are “I can’t,” “I don’t understand” and “I don’t want to.” Learning about money is a never-ending thing. It a constant learning. As money changes so does our thought process changes too. What works today may not work tomorrow. New laws get…
Author: DF Johnson
Root of All Evil
They say money is the root of all evil but how can an inanimate object have any power? Why is it after a family member passes, people’s true colors emerge? People become monsters and they say I want a lot. During the last week of my memaw’s life, she was in the hospital. My aunt…
Extended Warranties
Have you ever been at the store and you scan an item and are asked if you want to buy the warranty? How do you determine whether to buy it or pass? What about a home warranty? I rarely buy an extended warranty on anything. They usually feel like the item doing great till the…
Being Young & Taxes
You landed your first job this year, it’s Christmas time which means tax season and getting that refund to help pay off Christmas is just around the corner. One of the joys of being young and first starting out is having very few tax forms you need to file your taxes. Usually it is just…
Overspending on Christmas
Why do I like to overspend on buying my family gifts for Christmas? Growing up very lower middle class we did not have much but we always had presents under the tree. I love seeing the smile on my family’s face when they open the gifts on Christmas morning, especially the one on my spouse’s…
Employer Sponsored Retirements
I once asked a coworker if they were participating in our company 401k, and they informed me that they were not. I told them they matched dollar for dollar the first 6% and they are just giving money away especially if they hate the employer that much. By enrolling in it you will be sticking…
The Word “Retirement”
I have come to hate the word Retirement. To me the word means you work for 40 years or more and hope to have enough money to be able to stop working. You don’t get to enjoy life until you are old enough to not be able bodied as you use to. Is life all…
Shopping vs Browsing
…it is ok to walk a store for hours and not feel like you have to buy everything. Sometimes we do buy something if we can justify that we will actually use the item. That is why I call it browsing because I am not a shopper. I do not like spending money on…