Our teams hates having to make policies and things, but working in HR and Finance we are used to them. As of today, we are implementing a “community policy” and updating our site policies. Pleave visit our legal page to review the new information. Be kind, be civil, be family friendly. Please contact our service…
Author: Growbucks FI
New Site Design
By now, you have noticed, we did some design work today. This is an effort to make our site better, increase our speed and more. We have noticed the updates are more user friendly for cell phone users.
Tax Day – 4/15/24
Remember to file your taxes. There are numerous ways to do it including some agencies and paying others to do it. For most people, you can use online software and file cheaper than most others (possibly even free). Just be sure you do not wait until the last minute.
Customer Loyalty
I remember when you being a repeat customer was what businesses wanted. There was a doughnut shop that if you were a usual they gave you extra doughnuts for being a loyal customer. I liked going to places like that where I got something for being a customer. Recently I went to the doughnut shop…
CM/HYS: Accounts Opened by a Managing Institution
A trend in the financial world is to open up an account that is known as “Cash Management” that sends your money to other banks but is managed by one institution. I have also seen this with some high-yield savings accounts. How this works You open this new account with the managing institution then they…
Financial Mergers/Buy Outs
Often times financial institutions merge: banks, brokerage firms, insurance companies, etc. I remember Scottrade, TD Ameritrade, ING, and more; now they no longer exist. We can now potentially add Discover to that list as it was announced they are being acquired by Capital One. For me, I have always grouped Discover with Mastercard/VISA because it…
Reasons to have an emergency fund
All the experts say you need an emergency fund. Do I really need this if I have savings? We feel that an emergency fund is a protection against taking from your savings. If you have about six months of expenses saved up and something happens you will not have to rob your life savings to…
Medicare, Prepare Now
Medicare is insurance for our citizens with vast life experience starting at 65 currently. But everyone should know especially if you have older parents and so you can plan for the future. Medicare is often confused with Medicaid and is not the same thing. Know the Parts Medicare has different “parts” which is groupings of…
Road to Becoming A Millionaire
We recently hit a roadblock in our path. This situation has made us slow down on our goal a little bit. We are still on track to become millionaires by the time we hit age 60. I know it’s boring, but we keep stashing money away in retirement accounts but slow and steady achieved that…
Interview Attire
Wearing the right outfit does make a difference. It is also all in the eye of the hiring officials. I remember hearing about a guy who came in to interview and was turned down because his shirt had a wrinkle in it. While another hiring official in the same company loved his personality and everything…