We hope you have had a great holiday season and have made plans for the New Year. Start New This is the time for New Years Resolutions. Starting new routines and new adventures. Maybe you can draft a budget or look at the expenses you have to see what can be reduced. Maybe you spent…
Instant Gratification Hiring
I know some people probably do not actually assume this and … but it actually hurts your chances of getting the job.
Extended Warranties
Have you ever been at the store and you scan an item and are asked if you want to buy the warranty? How do you determine whether to buy it or pass? What about a home warranty? I rarely buy an extended warranty on anything. They usually feel like the item doing great till the…
The Dreaded Budgeting
two ways to budget wrong, one is if it causes problems in your relationship. When we first married, we agreed on spending limits and we tried to do it where we both tracked things…until it was realized we could not do our finances in unison.
Job Seeker Tip 4: Boards Galore
There are quite a few job boards out there. LinkedIn, Indeed, Monster, and others. What you may not know is there are also niche job boards. There is a job board just for government jobs. There are also job boards for high-end executives, graphic artists and more. If you find a niche board for your…
Don’t buy into YOLO
This is the start of our list of don’t do this: Purchasing a high-end car as a young driver Young drivers do not need sports cars or other high-end cars. Of course, they want them but they are costly, insurance is high and more than likely they will be in an accident soon which the…
Being Young & Taxes
You landed your first job this year, it’s Christmas time which means tax season and getting that refund to help pay off Christmas is just around the corner. One of the joys of being young and first starting out is having very few tax forms you need to file your taxes. Usually it is just…
Job Seeker Tip 3: Match it up
be truthful. Do not hear me saying to dumb down your role either. …if I found myself where I was performing the duties of a manager but had the title of something else, I would mention that on my resume
Overspending on Christmas
Why do I like to overspend on buying my family gifts for Christmas? Growing up very lower middle class we did not have much but we always had presents under the tree. I love seeing the smile on my family’s face when they open the gifts on Christmas morning, especially the one on my spouse’s…
Employer Sponsored Retirements
I once asked a coworker if they were participating in our company 401k, and they informed me that they were not. I told them they matched dollar for dollar the first 6% and they are just giving money away especially if they hate the employer that much. By enrolling in it you will be sticking…