I have read my share of personal finance books that over promise that they are going to teach to be rich. “Just think rich and become rich”. Most books fail to tell you how to make it financially happen. Yes, you do need to change how you think about money. Also, there is no one…
Tag: Finance
Financial Time Bandits
Time is of the essence. With my work schedule I have been having trouble taking the time to do our finances. I frequently forget to pay the bills on the day I plan to, do not track our expenses like I should or even at all sometimes. I don’t know if these are mistakes, but…
The Voices of the “Professionals”
Have you ever felt overwhelmed by listening to financial gurus? Not knowing who had the best approach? Which one is right or which one to listen to? I feel the same way, so here I am to share how to listen to those voices. Know the niche of who you follow They all have their…
Doing the right thing vs feeling obligated to do the right thing?
Today my family was at the office store and bought a few items. After we left my spouse looked at the receipt and realized the cashier had not rung up one of the items. The cashier scanned all the items but did not realize all the items had optional warranty coverage questions which prevented the…
Financial Literacy
What stops us from learning about money? The most common phrases I hear are “I can’t,” “I don’t understand” and “I don’t want to.” Learning about money is a never-ending thing. It a constant learning. As money changes so does our thought process changes too. What works today may not work tomorrow. New laws get…
Credit Cards – Mishandling Information
This institution issued the card in my previous name. The card offer was in my new legal name just like my driver’s license, social security card, and credit report, but the card was issued with my previous name. I called and explained the mistake
The Word “Retirement”
I have come to hate the word Retirement. To me the word means you work for 40 years or more and hope to have enough money to be able to stop working. You don’t get to enjoy life until you are old enough to not be able bodied as you use to. Is life all…
Banking Benefits
…mix it up and think about the benefits you are looking for. If you want the high yield savings, don’t pick a credit union whose purpose is loans (hence credit being in the name).