With the things going on lately, we have realized our priorities do not fit with where we are financially. We have a robost retirement fund, our emergency fund is mostly drained and our investments aren’t fully what we had planned on. Also our savings is not where we want it to be either. Seeing Things…
Tag: Saving
Financial Time Bandits
Time is of the essence. With my work schedule I have been having trouble taking the time to do our finances. I frequently forget to pay the bills on the day I plan to, do not track our expenses like I should or even at all sometimes. I don’t know if these are mistakes, but…
Doing the right thing vs feeling obligated to do the right thing?
Today my family was at the office store and bought a few items. After we left my spouse looked at the receipt and realized the cashier had not rung up one of the items. The cashier scanned all the items but did not realize all the items had optional warranty coverage questions which prevented the…
The Dreaded Budgeting
two ways to budget wrong, one is if it causes problems in your relationship. When we first married, we agreed on spending limits and we tried to do it where we both tracked things…until it was realized we could not do our finances in unison.
Employer Sponsored Retirements
I once asked a coworker if they were participating in our company 401k, and they informed me that they were not. I told them they matched dollar for dollar the first 6% and they are just giving money away especially if they hate the employer that much. By enrolling in it you will be sticking…
Shopping vs Browsing
…it is ok to walk a store for hours and not feel like you have to buy everything. Sometimes we do buy something if we can justify that we will actually use the item. That is why I call it browsing because I am not a shopper. I do not like spending money on…