All the experts say you need an emergency fund. Do I really need this if I have savings? We feel that an emergency fund is a protection against taking from your savings. If you have about six months of expenses saved up and something happens you will not have to rob your life savings to…
Tag: Savings
Memberships – Waste Money if not used
I was talking to a friend and they told me they had canceled their gym membership after two years of not using it. Even if it’s a $5 a month membership for two years that is $120. I could fill up my SUV at least three times with that. Gym memberships are good, but if…
Interest Rate Changes Coming
This means our high-yield accounts will be dropping as well. Rather your savings account is at 2% or like mine at over 5% we are going to start seeing that number lower.