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Tag: Savings

Reasons to have an emergency fund

Posted on January 31, 2024March 15, 2025 by Growbucks FI

All the experts say you need an emergency fund. Do I really need this if I have savings? We feel that an emergency fund is a protection against taking from your savings. If you have about six months of expenses saved up and something happens you will not have to rob your life savings to…

Memberships – Waste Money if not used

Posted on January 23, 2024March 15, 2025 by Ethan Johnson, SHRM-CP

I was talking to a friend and they told me they had canceled their gym membership after two years of not using it. Even if it’s a $5 a month membership for two years that is $120. I could fill up my SUV at least three times with that. Gym memberships are good, but if…

Interest Rate Changes Coming

Posted on January 11, 2024March 15, 2025 by Ethan Johnson, SHRM-CP

This means our high-yield accounts will be dropping as well. Rather your savings account is at 2% or like mine at over 5% we are going to start seeing that number lower.

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