You had a busy day at work, and you got home exhausted. You did not get to bed at a decent hour the night before. It’s time to cook dinner and you tell yourself I’m too exhausted to cook, let’s just get takeout. With a family of 4 that will cost you at least 50…
Mindset has a big impact on how I handle my finances and I see the same thing in my spouse. If we are doing well emotionally, are healthy and well rested we stick to our budget and financial goals. This is the optimum effect and the point of what we are doing. The Downfalls of…
Today my family was at the office store and bought a few items. After we left my spouse looked at the receipt and realized the cashier had not rung up one of the items. The cashier scanned all the items but did not realize all the items had optional warranty coverage questions which prevented the…
I was talking to a friend and they told me they had canceled their gym membership after two years of not using it. Even if it’s a $5 a month membership for two years that is $120. I could fill up my SUV at least three times with that. Gym memberships are good, but if…
We hope you have had a great holiday season and have made plans for the New Year. Start New This is the time for New Years Resolutions. Starting new routines and new adventures. Maybe you can draft a budget or look at the expenses you have to see what can be reduced. Maybe you spent…
two ways to budget wrong, one is if it causes problems in your relationship. When we first married, we agreed on spending limits and we tried to do it where we both tracked things…until it was realized we could not do our finances in unison.
This is the start of our list of don’t do this: Purchasing a high-end car as a young driver Young drivers do not need sports cars or other high-end cars. Of course, they want them but they are costly, insurance is high and more than likely they will be in an accident soon which the…
Why do I like to overspend on buying my family gifts for Christmas? Growing up very lower middle class we did not have much but we always had presents under the tree. I love seeing the smile on my family’s face when they open the gifts on Christmas morning, especially the one on my spouse’s…
