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Primary vs Authorized User Name
Read more: Primary vs Authorized User NameAs you are aware, I have been going through a name change. You can read about that on this site, but this one I wanted to share for everyone as it is very weird to me. Name Reversion I have a credit card that my spouse is an authorized user on. My spouse has a…
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Changing Exempt Salary Requirements
Read more: Changing Exempt Salary RequirementsReport is there will be some legal challenges to the labor change, but here is what is now the new requirements:July 1, 2024 salaried employees making less than $43,888 per year will become eligible for overtime pay.January 1, 2025, salaried employees making less than $58,656 per year will become eligible for overtime pay. What this…
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Bill Payment Routine
Read more: Bill Payment RoutineFor the most part, I do not follow auto-debit unless it is mandatory, like most cell phone providers. I prefer to pay my bills so I make sure to look at them and see how much I am paying. This helps if the price suddenly changes, and I am not expecting it to change. Almost…
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Finding my motivation
Read more: Finding my motivationI struggle with staying motivated. I get lots of ideas try them out for a few days and move on. It’s harder when you spend money on some and try to justify trying things where you want to try new things but know it will probably pass in a couple of days. I get very…
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Haunting Numbers
Read more: Haunting NumbersIn America, parents are expected to apply for a social security number for the kids or we do it as an adult, so the expectation is that everyone has one. This is not the only number that follows you around. I am not sure if this is true in every state, but I know it…
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Tax Day – 4/15/24
Read more: Tax Day – 4/15/24Remember to file your taxes. There are numerous ways to do it including some agencies and paying others to do it. For most people, you can use online software and file cheaper than most others (possibly even free). Just be sure you do not wait until the last minute.
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Right to Disconnect
Read more: Right to DisconnectCalifornia is considering a law that if passed would allow employees the “right to disconnect” as in not answer calls and emails while enjoying nonworking hours. While I am all for this for non-exempt employees, as FLSA says non-exempt must be compensated for time worked outside working hours, my concern for this is exempt employees.…
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Work/Life Balance
Read more: Work/Life BalanceWhen you see “work/life balance” what comes to your mind? I see this advertised for many companies and on many job descriptions. Work-life balance is a wide spectrum of things but does not mean each thing. Work/Life Balance Examples A company that gives dad the same time off as a mother after a child is…
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Being a Landlord
Read more: Being a LandlordMy spouse and I have talked about becoming landlords so many times. What stops me is the stress of dealing with tenants: keeping up with rent, repairing things, complainants and especially bad tenants. I do not see the value in it or having a service do it for us. I do like real estate just…
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Our Mindset’s Effect on Our Finances
Read more: Our Mindset’s Effect on Our FinancesMindset has a big impact on how I handle my finances and I see the same thing in my spouse. If we are doing well emotionally, are healthy and well rested we stick to our budget and financial goals. This is the optimum effect and the point of what we are doing. The Downfalls of…